HDFC BANK Users Alert: 6 man make FAKE WEBSITE, CHEAT credit card holders

Gurugram, Dec 26 (IANS) Six men had been arrested from a lodge placed at the Mehrauli-Gurugram street for allegedly cheating HDFC Bank credit card holders of Rs 1.61 lakh, the police stated on Monday.

HDFC BANK Users Alert: 6 man make FAKE WEBSITE, CHEAT credit card holders

A criticism in this regard become lodged by means of a 70-year-antique senior citizen in October with the cybercrime police station (east), the police stated.

The accused have been diagnosed as Sandeep Saini, Suhel, Mukesh, Sunil Saini, Pritam and Sushil.

The police have additionally recovered 10 cellular telephones and a pill from the accused men and women.

During the probe, the accused discovered that they created a faux website much like the website of HDFC Bank, concentrated on the bank`s credit card holders.

“The culprits used to send a link to redeem bonus points and whilst the card holders clicked on that hyperlink and put their card information, the accused were given all their info on the backend of the internet site and transferred cash from the sufferer`s credit playing cards and withdrew coins from ATMs,” stated Subhash Boken, spokesperson of Gurugram police.

During the investigation, it become also observed that the accused used to book rooms in three-celebrity and five-big name inns and perform fraudulent transactions from there.

RBI’s revised bank locker guidelines to be powerful from January 1. Check info

The Reserve Bank of India (RBI) has mandated banks in the United States of America to resume their locker agreements with present locker customers through January 1. All the prevailing locker depositors are required to grant evidence of eligibility for a renewed locker association. They are required to signal a renewal settlement before the desired date. RBI’s revised hints have been first released in August 2021.

RBI’s revised bank locker guidelines to be powerful from January 1. Check info

Model Locker Agreement

The significant financial institution has directed all creditors to use the Indian Banks’ Association IBA-drafted Model Locker Agreement, consistent with the Supreme Court’s orders and suggestions. RBI has told banks to ensure that any “unfair phrases or situations” aren’t included of their locker agreements. The revised hints upload that the phrases of the settlement shall now not be greater “exhausting than required in normal course of commercial enterprise” to steady the hobbies of the financial institution.

CCTV cameras in Safe deposit regions

RBI advises the banks to put in CCTV digicam at access and exit points of the robust room and the commonplace regions of operation. It mandates to keep its recording for a period of not less than 180 days.

According to the suggestions, if any client has complained to the bank that his/her locker is opened without his/her know-how and authority, or any theft or security breach is observed/found, the financial institution shall hold the CCTV recording till the police investigation is completed and the dispute is settled.

Depositors can now get up to 100 times the bank expenses if the property saved within the vaults are ransacked or lost because of hearth or building disintegrate. However, the financial institution shall no longer be accountable for any damage and/or loss of contents of locker originating from herbal calamities or ‘Acts of God’.

Government raids to be notified

If any of the authorities authorities have approached for attachment, restoration or seizure of the locker or articles deposited for safe custody, below the brand new suggestions, banks have to tell the client by letter as well as by using e-mail/SMS.

Banks can demand term deposit as hire

RBI permits the banks to demand a time period deposit in the course of the allocation of a locker that might be amassed as a hire for 3 years. But lenders cannot insist on such time period deposits for the present locker holders or from people with first-class operative money owed, the recommendations examine.

Smart ring to hold and make virtual bills? A Kerala startup desires of cardless and cashless future

One of the important thing trends in generation is miniaturization. Some 50-60 years in the past, computer systems used to be room-sized. Then they turned into desktops, then laptops, and now we stock supercomputers within the shape of smartphones. Everything is shrinking. Earphones have reduced in size. Watches have contracted. Fitness trackers have reduced in size. And so on is going the march of generation. Now a startup primarily based in Kochi is attempting to cut back the wallet and virtual wallets, aka the telephone, and attempting to show them into smart earrings with a purpose to enable its users to perform transactions and pay for items and offerings via snapping their palms.

Smart ring to hold and make virtual bills? A Kerala startup desires of cardless and cashless future (Image by India Today)

The startup — Acemoney — showcased its smart ring recently at Huddle Global, a startup conclave organised via KSUM (Kerala Startup Mission) in Thiruvananthapuram.

The concept in the back of the ring is straightforward. It targets to apply NFC and hopes to permit customers to make transactions even if they may be no longer wearing their cards, wallet or a telephone. But why? Apart from the reality that it would turn out to be brilliant convenient to make bills via a hoop, which is continually with you, the idea also ensures that you are in no way leaving your own home without “cash”. Jimmin J Kurichiyil and Nimisha J Vadakkan, founders of Acemoney, informed the India Today Tech that the product has been designed specially for conditions wherein someone has forgotten to deliver their smartphone or ATM card.

“Think of a state of affairs where someone is going for morning going for walks, or making plans to visit the seashores to have a few amusing time with circle of relatives, or going to wish at their place of worship. In some of these cases, the maximum undesirable issue is your phones and wallets since we can discover it tough to keep them safe. That is in which the fee earrings can help you to be tension unfastened,” Kurchiyil said.

Of route, one of these products is more of an incremental update on the middle tech. And Kurashiki recognizes it. On being requested whether or not the wearable ring might update UPI payments, he said, “No. It won’t replace some other styles of bills, rather it’d upload more comfort in your way of life. It is going to coexist with all of the different modes of payment. People who want to explore the style and fashion of payments would select Ace money earrings.”

What is an Acemony ring?
The Acemoney ring is made from zirconia ceramic, it’s miles hypoallergenic and scratch resistant. It is likewise water-proof, so you can put on it in all climate conditions and situations. The ring has no battery or charging factor, so you will no longer ought to fear approximately wearing the charger with you whenever. In addition, the hoop is NFC-enabled and for this reason does now not rely on Bluetooth connections. To permit the hoop, you’re required to download the Acemoney app in your telephone and add cash to your virtual pockets, which in this situation is your wearable ring. On the Acemoney app, you’re required to enable “contactless” to transfer budget to your ring. Once that is performed, you are now not required to carry your cellphone to make bills.

The correct hand gesture is extremely important at the same time as making payments the usage of the hoop. The correct gesture to apply is the “knock gesture.” Simply curl your arms as you’ll if you had been going to knock on a door, however do it over the charge terminal. Wait until you pay attention the beep and see that the transaction has been authorized on the terminal. The Acemoney ring may be used in any respect Mastercard, Visa, and Rupay card terminals.

If you’re worried about now not finding the proper sized ring for yourself, Acemoney has jewelry made in almost all sizes. You can check the internet site for available ring sizes. The device currently retails for Rs 9999 and may be bought from acenobank.Com.

What takes place in case you lose the ring?
With jewelry, the concern of dropping them is likewise a not unusual fear. You might no longer need to lose a ring worth Rs 10,000 and the only that’s used to make payments. So, if you lose your Ace money ring, you may disable the charge ring with only a tap at the Ace money app and it immediately stops the charge choice. Also, restrict setting alternatives and pin placing alternatives also are to be had in the app.

Where are you able to purchase the Acemoney ring from?
The ring retails for Rs 9999 and may be bought from acenobank.Com. The enterprise says that it’s far opening shops in predominant airports and metro stations in which the hoop will be available for buy.Of path, it’s far a new product and for this reason no longer tons in use in the mean time. Kurchiyil reveals that up to now 500 jewelry are live and getting used.

“We are becoming a variety of pre-orders and a more wide variety of rings could be to be had inside the market quickly. Not most effective the earrings, however also the alternative variations of wearable add-ons like key chains and bands are also receiving correct remarks from the marketplace,” Kurchiyil said. “Since it is feasible to link as much as 4 charge accessories to a single virtual wallet, it is handy to song the transactions of multiple users via a unmarried window. Even households are selecting this manner to present pocket money to children and control their month-to-month expenses.”

WhatsApp bans over 3.7 million accounts in November

WhatsApp bans over 3.7 million accounts in November

Meta-owned WhatsApp has banned over 3.7 million moneys owed in November, better than 2.3 million remaining months in an effort to scale down abuse on the platform within the shape of incorrect information, fake information, and hate speech. Of the whole banned accounts in November, 990,000 debts have been proactively banned by using WhatsApp earlier than any consumer flagged any grievance, according to a document through the agency.
WhatsApp account in India is recognized thru a +91-telephone quantity. In compliance with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, virtual platforms like WhatsApp with over 5 million customers should mandatorily release person-safety reports every month, which details about grievances obtained from the clients and moves taken thereof to save you abuse at the systems.

“WhatsApp is an enterprise leader in stopping abuse, among end-to-quit encrypted messaging offerings. Over the years, we’ve always invested in synthetic intelligence and different country of the art era, facts scientists and specialists, and in processes, a good way to hold our users secure on our platform,” a spokesperson of the company said.

The messaging platform had acquired grievances from 946 customers in the course of the month and it took movements on the seventy four of these grievances. Accounts Actioned denotes reports wherein the agency took remedial action based at the file.Taking movement denotes both banning an account or a previously banned account being restored as a result of the criticism, it stated.

The business enterprise does not take action as a result of motives along with non-violation of guidelines by means of the account in opposition to which the grievance is filed, user making request for a recovery of banned account, person imparting remarks on services, amongst different things.
Recently, the authorities amended the IT Rules 2021, which included setting up of criticism appellate committees (GAC) to inspect proceedings by means of users of social media firms like Twitter, Facebook and different such systems. These committees will adjudicate court cases by means of users referring to blockading of content material or bills, after the proceedings are not addressed or the users get an unsatisfactory reaction from the redressal officials of the social media corporations involved. However, the person could have the right to are seeking for judicial remedy at any time. The authorities are yet to launch a framework of the grievance appellate committees.

Sebi to cut timeline to clear IPO documents

The Securities and Exchange Board of India (Sebi) is operating on lowering the time taken to clear offer files for preliminary public offerings (IPOs).

Sebi to cut timeline to clear IPO documents

Addressing a closed-door meeting of investment bankers on Friday, Sebi chairperson Madhabi Puri Buch stated the regulator was keen on cutting the crimson tape worried inside the filing of provide documents and is operating on streamlining the method for regulatory clearance.

The common time lag among submitting an offer report with Sebi and receiving approval in 2022 has surged to one hundred fifteen days, the very best in eight years, as consistent with reports.Buch said maximum delays while clearing a proposal file befell at the investment bankers’ give up and that it changed into their obligation to provide ok information concerning the services.

It is not uncommon for Sebi to reach out to bankers three or 4 times earlier than giving its final observations, stated enterprise players.

The regulator may set a timeline for the bankers to provide a respond to Sebi’s queries, failing which the provide record can be lower back to the banker for refiling.

Experts stated clearing a record is time eating and could take as a minimum a month, even though the regulator introduces new norms to streamline the technique.On Friday, Buch stated the bankers should exercising their very own expert judgment even as arriving at valuations for a employer as opposed to succumb to stress from promoters.

The regulator has been pushing for extra transparency on the pricing of IPOs. In the final board meeting, it said issuers popping out with IPOs will should make disclosure of key overall performance signs and rate in step with percentage of provider based on past transactions and past fund elevating finished with the aid of the issuers from investors.

Issuer shall divulge details of pricing of shares primarily based on beyond transactions and past fund raising from traders based on secondary sale or acquisition of stocks, in the course of the 18-month length prior to an IPO. In case there aren’t any such transactions, records will be disclosed for price in line with share of company business enterprise based on remaining 5 primary or secondary transactions, no longer older than 3 years prior to IPO.

The pricing of IPOs came to the fore after the stocks of various of latest-age businesses tanked after listing.

3 scholarship programmers you can apply to by the end of this year!

Good scholarship and fellowship programmes are benefits for college students who can be economically weaker. Not most effective can they offer access to terrific school and hard peers but also enterprise connections and profession mentoring at instances.

3 scholarship programmers you can apply to by the end of this year!

Scholarships may be open to all or can be particular to a gender, age group, or instructional qualification. They can provide college students the option to pursue training at top-notch colleges and universities at a decrease price.

Here are 3 scholarship programmers in India you could follow to via the quilt of this yr.:

    Technip Energies India invites programs from girl students coming from Delhi NCR, Bihar, Assam, Rajasthan, Chennai and Mumbai who are currently enrolled in the first yr of BE/BTech courses.


Open for woman college students from Delhi NCR, Bihar, Assam, Rajasthan, Chennai and Mumbai (NOTE: Applications from Ghaziabad, Navi Mumbai, and Thane also are ideal).
Applicants need to be currently enrolled in the first 12 months of BE/BTech (Chemical, Electrical, Civil, and Mechanical Engineering) courses.
Must have scored 70% or greater marks in Class 12.
Annual circle of relatives income of the applicant must no longer be extra than INR 4,00,000 from all assets.
Prizes and rewards: INR 30,000

Last date to use: 31-12-2022

Application mode: Online applications handiest

Short Url: www.B4s.In/it/TSPSS1

    Under the CSR Project on Education and Livelihood of Kotak Mahindra Group Companies, Kotak Education Foundation invites programs for Kotak Kanya Scholarship 2022 from Class 12 passed woman students, who’ve secured more than seventy-five% and whose annual own family earnings is much less than or equal to INR 3,20,000.


Meritorious woman students who’ve secured admission to 1st-12 months commencement programmes in professional publications from institutes of repute (NAAC/NIRF accepted) can apply. Professional courses encompass professional commencement courses like Engineering, MBBS, Architecture, Design, incorporated LLB, etc.
Applicants have to have scored greater than 75% marks in their Class 12 board examinations.
Annual circle of relatives earnings need to be INR three,20,000 or much less from all resources.
Prizes and rewards: Up to INR 1.Five lakh* consistent with year

*Disclaimer: Please observe, the renewal of the scholarship every 12 months might be at the sole discretion of the Kotak Education Foundation.

Last date to apply: 31-12-2022

Application mode: Online programs simplest

Short Url: www.B4s.In/it/KKGS12

Mahindra Finance invitations applications for the ‘Saksham Scholarship Program for Drivers’ Children’ from students belonging to Andhra Pradesh, Tamil Nadu, Kerala, and Telangana.

The scholarship is supposed to help underprivileged and meritorious kids of drivers (all mild motor vehicles and small business motors which includes taxi, jeep, vehicle and transport trucks consisting of Pickup, magic, faculty van and many others) keeping a legitimate using license who’re analyzing in Class 1 to postgraduation level.


The applicants should be currently reading at Class 1 to postgraduation degree within the states of Andhra Pradesh, Tamil Nadu, Kerala, and Telangana.
Applicants who are pursuing studies from Class 9 onwards ought to have scored 60% or more marks inside the previous very last examination.
The annual circle of relatives profits of the applicant from all resources ought to now not be greater than INR 4,00,000.
Prizes and rewards: Scholarship ranging from INR five,000 to INR 20,000 for 1 yr

Last date to apply: 31-12-2022

Application mode: Online programs handiest

Short Url: https://synergieinsights.In/saksham/domestic/Application

PM Modi to launch Rs 6,800 crore projects in 2 poll-bound NE states today

PM Modi to launch Rs 6,800 crore projects in 2 poll-bound NE states today

GUWAHATI: Prime Minister Narendra Modi will inaugurate, commit and lay foundation stones for initiatives worth over Rs 6,800 crore in Meghalaya and Tripura, of the three poll-certain states within the northeast, on Sunday as a prelude to the poll marketing campaign.

The initiatives embody a wide array of sectors like housing, avenue, agriculture, telecom, IT, tourism and hospitality, among others. But Modi will bypass, at least for now, the other country going to polls in February, Nagaland, wherein the political state of affairs is not as comfortable for BJP as it is inside the other states. Nagaland is presently embroiled in unresolved demands for sovereign identity – via NSCN (IM), and a separate nation of “Frontier Nagaland” by way of seven tribes through carving out six districts from the present country.

NSCN (IM) and the Centre signed a initial settlement to frame a very last answer in 2015 in the presence of Modi but no headway has been made within the final seven years. Similarly, the demand for a separate nation has been haunting BJP for the reason that birthday party’s former chief Nitin Gadkari promised it in 2012.

While NSCN (IM) said on Friday that talks with the authorities to work out a final solution were nonetheless on, a 3-member Union domestic ministry panel arrived in Nagaland the same day and held a meeting with participants of Eastern Nagaland People’s Organisation (ENPO), the umbrella frame for the seven tribes searching for a separate kingdom. The group will meet government officers in Kohima on Sunday before leaving for Delhi.

In Shillong, Modi will take part within the golden jubilee celebration of the North Eastern Council. Later, he’s going to inaugurate, commit and lay foundation stones for multiple tasks well worth over Rs 2,450 crores. He will commit to the country 4G cellular towers, inaugurate the new campus of IIM-Shillong at Umsawli and inaugurate the Shillong-Diengpasoh Road.

He will lay basis stones for six avenue initiatives across Assam, Meghalaya, Manipur, Mizoram and Tripura. After this, Modi will travel to Agartala and inaugurate and lay basis stones for various key tasks worth over Rs 4,350 crore, which includes the launch of the Grih Pravesh programmer for over two lakh beneficiaries beneath PMAY in Agartala He will even inaugurate an assignment to widen Agartala pass (Khayerpur-Amtali) on NH-8, for you to assist ease visitors’ congestion in Agartala.

CLAT 2023 exam today, take a look at vital suggestions, answer key launch date and greater right here

The Consortium of National Law Universities (NLUs) is scheduled to conduct the CLAT 2023 nowadays, December 18, 2022. CLAT 2023 could be performed from 2 pm to four pm in pen-paper mode. The CLAT Admit Cards 2023 were already launched on the official internet site -consortiumofnlus.Ac.In. According to the legitimate agenda, the Consortium will launch the CLAT 2023 Answer Key nowadays, Dec 18, 2022.

CLAT 2023 exam today, take a look at vital suggestions, answer key launch date and greater right here

CLAT 2023 is held for admission to five-year LLB and one-12 months LLM programmed provided with the aid of countrywide law universities (NLUs). The CLAT 2023 examination will be held in 127 test centers in 23 states and Union Territories (UTs) across the u. S.

CLAT 2023 Exam: Important pointers
Candidates performing for regulation entrance examination need to carry a printout of their CLAT 2023 admit card and a valid ID card.
Candidates could be allowed entre the Test Centre premises from 1pm onwards and are to be seated at their respective seats by using 1.30 pm. Candidates reaching the examination center after 2.15 pm will no longer be allowed access into the exam hall.
No digital devices are allowed on the exam
As in line with the check day hints notice on CLAT website, Candidates aren’t allowed to use the washroom when they enter the corridor/school room
Candidates can only convey Black or Blue Ballpoint Pens and are required to wear a face mask and follow all Covid-19 protocols.
Candidates are not allowed to carry luggage inside the examination center.
CLAT 2023 Result Date
The CLAT 2023 outcomes and rank card could be to be had with the aid of the give up of December. CLAT is an admissions test for 22 National Law Universities (NLU) in India.

How to switch between different camera modes on Snapchat

Snapchat is one of the quickest-developing social media systems. Globally, it’s miles famous with people of every age. With Snapchat, you may share private, man or woman-to-character pictures, in addition to movies, live video chat, messaging, growing Bitmoji avatars, and posting a chronological “tale” that is broadcast to everybody.

How to switch between different camera modes on Snapchat (Image by India Today )

The Snapchat digicam has a number of modes to make taking pics or recording lengthy Snaps greater enjoyable. When you switch between exclusive modes of your digicam, you’ll be able to seize better pictures and get a extra fulfilling experience. Check here for the step-with the aid of-step guide to switching between special digital camera modes on Snapchat.

Step 1: Open Snapchat in your telephone.

Step 2: Then tap at the + on the proper side of the digicam display.

Step 3: Now you may select a Camera Mode.


Focus Mode – Using this mode, you can consciousness on a face with a intensity-of-discipline impact.
Timer – You can set a timer put off for the appropriate institution Snap.
Grid – You can align a Snap with grid traces.
Multi Snap – You can seize more than one Snaps right now and edit them.
3D – You can take a three-D selfie and add three-D effects. Move your cellphone to alternate your angle.
Timeline Mode – You can seize more than one movie sequentially to edit and send them as one video. You also can import films out of your Camera Roll to feature to the fun.

Aadhaar-Voter ID linking: Step-via-step manual to link Aadhaar Card with Voter ID

India’s Election Commission of India (ECI) recently initiated a pressure asking human beings to link their voter identification playing cards with Aadhaar playing cards. The poll frame is doing so beneath the Election Laws (Amendment) Act, 2021, adopted by way of the parliament in December final 12 months.

Aadhaar-Voter ID linking: Step-via-step manual to link Aadhaar Card with Voter ID (Image by Times Now)

With this drive, the ECI aims at organizing the identity of electors and authenticate entries inside the electoral roll whilst also checking if the identical character is registered in a couple of constituencies or extra than as soon as within the equal constituency.

While the Election Commission hasn’t mandated the linking of the 2 documents, the poll frame has clarified that it’s going to no longer miss an existing voter’s call from the electoral listing if discovered that the Aadhaar quantity has no longer been submitted.

Union Law Minister Kiren Rijiju too, on Friday, noted that the linking of the 2 documents is absolutely voluntary and people who have not related their voter IDs with Aadhaar will no longer be knocked off the electoral lists. Rijiju introduced that the ECI launched the programmer to accumulate the Aadhaar number of electors from August 1, 2022, in all States and Union Territories.

He, but, underscored that there may be no provision for taking flight consent after the linking method has been accomplished.

So, how will you hyperlink your Aadhaar card with the Voter ID card on-line? Here’s a observe the steps that the Election fee has shared on a way to link voter ID with Aadhaar card:

Step 1: Download Voter Helpline App from Google Play Store and Apple App Store.

Step 2: Open the app and click on on ‘I Agree’ choice and faucet on ‘Next’.

Step 3: Tap on the primary option ‘Voter Registration’.

Step 4: Click and open the Electoral Authentication Form (Form 6B).

Step 5: Click on ‘Lets Start’.

Step 6: Enter your professional mobile variety connected to the Aadhaar card and faucet on ship OTP.

Step 7: Enter the OTP you obtained and click on ‘Verify’.

Step 8: Click on Yes I Have Voter ID and then click on on ‘Next’.

Step nine: Enter your Voter ID wide variety (EPIC), pick your nation and click on ‘Fetch information’.

Step 10: Click on ‘Proceed’.

Step eleven: Fill in Aadhaar variety, registered cell range and your vicinity of authentication and click ‘Done’.

Step 12: Form 6B preview web page will open. Re-take a look at your info and click on ‘Confirm’ for the final submission of your Form 6B.